Real Estate Crowdlending · Mexico 2026

Invest in Mexican real estatewithout buying a whole property

Mxrpost connects investors with mortgage-backed loans and trust-guaranteed operations over properties in Mexico City, Monterrey, Guadalajara and Merida. Earn projected returns of 12% to 18% per year with monthly payouts.

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12–18% projected annual return
From MXN 5,000
6 to 36 month terms
100% property-backed

What is real estate crowdlending?

Real estate crowdlending is a collective way of lending money to property owners and developers.

Real estate crowdlending — also known as mortgage-backed peer-to-peer lending — allows dozens of Mexican investors to pool small amounts to finance the same property project: the refurbishment of a townhouse in Roma Norte, the construction of an industrial warehouse in the Bajío region or the acquisition of an apartment building in Playa del Carmen.

Unlike buying a property outright, on Mxrpost you do not acquire the asset: you lend capital to the project and receive fixed monthly interest. The loan is secured by the property itself through a guarantee trust (fideicomiso) or a mortgage registered at the Public Registry of Property, so if the borrower defaults the asset is executed to recover the principal.

This model democratizes real estate access: previously you needed millions of pesos to invest in property developments; today, with Mxrpost, you participate from MXN 5,000, diversify across several projects and receive monthly cash flow directly into your Mexican CLABE bank account.

Collective financing

Many investors join together to fund a single real estate project.

Real collateral

Every loan is backed by a property appraised by certified valuers.

Monthly cash flow

Receive principal and interest each month, straight into your Mexican bank account.

How it works

Four steps to put your money to work in Mexican real estate

1. Subscribe to the newsletter

Leave us your name and email. We send you the next opportunities before anyone else.

2. Review the project

Each opportunity includes appraisal, target rate, term, LTV and guarantee structure.

3. Fund from MXN 5,000

Transfer via SPEI the amount you decide to the trust bank account.

4. Get paid every month

Receive interest and amortization monthly until the loan matures.

Asset classes

A diversified real estate portfolio across Mexico

We finance operations on different property types in the country's most valuable markets.

Residential houses

Bridge loans for builders in Polanco, Valle Oriente and Zapopan. Mortgage collateral on finished homes.

Target return: 12–14% per year

Apartments

Financing for vertical developers in Mexico City, Merida and Queretaro. Pre-sale secured.

Target return: 13–16% per year

Industrial warehouses

Loans to logistics operators in the Bajío corridor and northern border, with USD-denominated lease contracts.

Target return: 14–17% per year

Commercial premises

Shopping plazas, corporate offices and boutique hotels in tourism hubs of the Riviera Maya and Los Cabos.

Target return: 15–18% per year

Trust and transparency

Designed under the Mexican regulatory framework

Mxrpost operates as a sociedad anónima promotora de inversión under Mexican law. Every operation is documented before a Mexican notary public and registered at the Public Registry of Property and Commerce of the state where the property is located.

Investor funds are administered through guarantee and administration trusts held by financial institutions authorized by Mexico's National Banking and Securities Commission (CNBV). Not a single peso passes through Mxrpost's operating accounts.

Trusts held by banks supervised by the CNBV
Compliant with the Federal Anti-Money Laundering Law (SHCP)
Registered before CONDUSEF, RECA in process
Contracts executed before a Mexican notary public

Frequently asked questions

What you should know before investing

What is the minimum amount to invest?

You can participate from MXN 5,000 per project. We recommend diversifying across at least five different operations.

What happens if the borrower defaults?

Every loan is backed by a property held in a guarantee trust. In the event of default, the trustee executes the collateral and sells the asset to recover the investors' principal.

Are returns subject to income tax?

Yes. Interest is treated as taxable income and Mxrpost issues a withholding certificate for income tax under Article 54 of the Mexican Income Tax Law.

Can I withdraw my money before the term ends?

Investments have a fixed term (6 to 36 months). Early redemption is not available, although a secondary market is being developed for 2027.